Rbc ste agathe des monts rbc oliver square Get directions, reviews and information for RBC Royal Bank in Sainte-Agathe-Des-Monts, QC. RBC Royal Bank Sainte-Agathe-Des-Monts QC. Reviews 819 326-2001 Website. Bienvenue à Sainte-Agathe-des-Monts! À un clic de découvrir le coeur des Laurentides une ville de services située aux abords du magnifique lac des Sables! 1.

Royal direct investing royal bank rrsp

Site is NOT reliable - constant issues are start of trading day. When you do get someone live, they are nasty people to talk to. He told me I could park the note at RBC or transfer to my existing broker. Impossible to ever get a live agent, unless you have an hour or more to wait online. This site will cost you serious money - when you can't access it to complete trades, or trades that don't complete. I wonder if they would have sold them if they were worth millions to cover the $25.00. READ THE FINE PRINT WITH THESE GUYS and keep a check to see if you have enough money in you account to cover the annual fees. i made around 700k in about 1500 trades my first fiscal year with them, i enjoyed their user interface and i like the reports they provide but many other brokers do the same, i've just been with them on the retail side for a long time. don't give 2 shits about society and their "clients" I bought a structured note from an RBC salesman about 6 years ago. Next thing I know, they charge me a $100 annual fee, for doing absolutely nothing for me. RBC should stick to managing daily interest savings accounts for grandmothers They are completely incompetent beyond anything else. they restricted my account without reason and told me in 90 days all would be fine, and then they closed all my retail accounts , around 10, and my di account and told me to hit the road. And then to transfer out of RBC, the fleece me another $125. Direct Investing sold my stocks without informing me just to cover the quarterly fee of $25.00. These so-called "full service" brokers exist for one purpose only-- to milk as much money out of you as possible. I certainly would not buy anything from them again, nor should anyone else! Must always be phoned in which recreates the same scenery every time a waste of a few hrs on the phone as they try to figure out how to place the order.(the call center cannot do it). This is one of many time delaying bad service issues. All banks under their Investment accounts - BMO IL, TDI, Scotia's i Trade, CIBC Investor Edge, etc. No hidden inactivity fees, no balance limits, some of them don't even charge for buying ETFs. The RBC Direct Investing must be the only one that charges a sneaky $25 quarterly fee for balances under $15 K. They are big and callous similar to all RBC entities. 135.00 charge per account to transfer them out when you have had enough. Do some research and find a different online vendor. Opening the account is long winded and doesn't actually link to RBC online banking, transferring cash from RBC account is not a direct transfer, is manual (during office hours only), trading fees are high, mutual fund MERs are crazy high and returns well below market. Money was given for investment, so another party involved on my bahalf. However, financial advisor did not listen to how wanted money allocated in the Market instead of diversifying, he consolidated roughly half in Energy sector tied to petroluem/oil. I pointed out my concern as oil prices started to fall, but no solid action taken, I guess on the assumption of recovery even though all factors pointed in the wring direction. My Financial Advisor, not taking my interests into account, and my reliance and trust in him, did not pay attention to the continuing downspin and allowed great losses (90% ) to occur on Breitburn, Seadrill, and Vanguard Natural Resources. We signed on with RBC (CT branch) as a new company, so employee investment totals in the plan (via payroll deductions) were initially small, including mine. I was reminded by my broker on more than one occasion that he “typically handles a minimum investment of 2 million dollars,” as if he was inconvenienced....despite the fact that he agreed to take us on. He made me feel like a small investor with no clue what I was talking about. I am pushing 60 and have have had substantial sums invested at another firm for years. When I expressed concern about the fact that I lost money (during a strong market run in early 2018), he seemed offended and tried to school me in “taking the long view.” When I asked if he could provide me with a list of other fund options, he refused. When I pushed him, he angrily said “I can’t work like this” and informed he that he would be calling our plan administrator.....I had misbehaved. At the branch I was told that it would take 2 weeks to move my 2 funds from RBC Dominion to RBC Direct. Here I sit 79 days later, [ on hold now for 31 minutes]. I have made several inquiries in 9 weeks and have had 4 assurances that the problems have been fixed. One of the accounts has been moved since this morning but the other is somewhere in make believe land. Signed up on Oct 30, 2018 and today is Jan 8, 2019. I just got off the phone and she said the team just got the orders today. I'm beginning to believe I am the stupid one here for not pulling out several days ago. Dec 27 and results of previous day still not posted in the accounts. Award winning claim is false advertising , go elsewhere. Situation and performance getting worst in all banking and investing at RBC. MB Unfortunately, I have no other option but to give them one star ( I would give them zero stars) ! You constantly will lose money, and you will receive only justifications (if). In the past, I already had a very bad experience with them, constantly losing money. After changing the RBC institution many years ago, my investments were always on positive performance. Presently, my company changed the financing group, choosing RBC to manage the employees investments. I have no choice, but to be back in business with RBC for almost one year! Worst performance: at least 1% lost every month; no apologies, no explanations, no justifications, zero transparency. Check the reviews of other brokers, compares, inform you well, and use your own judgement before selecting the institution to take care of your investments. I gave specific instructions as to when to move funds from another brokerage, but they ignored my request and moved the funds immediately. I then instructed them to stop, but they continue to move funds from my other brokerage account. 1) Worst Bank manager who had bad hand writing and costed me money and I had to go to Chinatown branch 3 times to fix his hand writing problem, because Direct Investment won't take the application unless corrected by the bank agent.2) Direct Investor's front office is really Royal bank, who doesn't know much about DI, and customers are forced to deal with RBC staff who know little or none at all about Direct Investment.3) Any problem with DI, I had to take it to Royal Bank, who said it's not there problem but DI's problems. 4) Di says they can't fix the problem so I must deal with Royal bank branch instead because DI has no office ! 5) repeat above step 3 and 4 a few times and dozens of phone calls and bank managers' lousy handwriting who wrote a 7 and 1 and 5 and 6 look similar !! 6) Nobody from either RBC or DI apologized for their incompetence ! 7) TAKE your business ELSEWHERE !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Keep charging quarterly fee to my portfolio despite the fact that I kept minimum amount in my account as was told by agent to avoid the fee. No one return calls or pickup calls or reply to emails as they dont care about customers I gave them $300,000 in the hopes that I would make 5% a year what happened was I lost $18,000 plus over $6,000 in fees to them plus from the time I called to close the account until I eventually got my check I lost another $5,000 all in all over $29,000 lost in 8 months that's more than one full year of my retirement budget gone I have accounts at several brokerages-each brokerage has its own unique advantages. I have had mostly terrible experiences with RBC in the last few years. After over a dozen years, I finally closed my account. RBCDI Royal Circle claims to offer Thomson Reuters IBES consensus earnings estimates. I notified them over a month ago that the annual estimate is showing the quarterly numbers. They admit they have a problem with their website but they still say they are working on it - over a month later! I had an account with them for 4 years, and I regret I opened it in the first place. Their only strategy is to mindlessly churn your account based on analysis a 7th grader could could pull off of CNBC. Set a meeting with RBC "specialist" to set up account. They hide behind paper and borderline abuse the elderly with paperwork. They are super outdated, not convinient to use, they run the business like in 1980s. quietly because a form was missing and when I decided to close the account it is already took 3 calls (an hour each) and account HAS NOT BEEN CLOSED YET. Now I think of moving all my funds from RBC bank as well because they are to fat and lazy to provide the service the customer paid for. Your portfolio will lose value and the fees will kill you. She had to phone in to the main line to get help to "make sure everythings done right". Called a week later, no paperwork has been received - was told to call direct investing directly as the " specialist " was going on vacation. Trying to close an account they say they need to update everything and send you all sorts of redundent paperwork with information they already have. I had the displeasure of being stuck w/ these clowns and their WM advisor for years until I saw the day of light. My one account laggard for seven years and all I did was pay fees (it was in mutual funds). Called direct to find out she didnt fill papers out correctly. Called and told a different story about a different section that wasnt done properly but they never mentioned that previously. I cancelled my account and currently pulling all my buisness out of RBC. They ask for a new w-9 form (like they do not have the SSN of the person) and ask for adoption agreements for accounts that are already adopted and exist. I made zero dollars believe it or not (due to fees I paid them). My other account w/ 1m finally was put in equity but the portfolio is simply comprised of various equity that are given to him by their analyst. There is zero active management and no self-service capabilities. Incompetent morons, do not invest any money with these scam artists. Completely irresponsible, uncommunicative and uncaring. They dropped the ball, lost $50k of my money (I’m disabled and count on every dollar to live on) and after being treated like a second class citizen in trying to pull out and calling the headquarters, you realize there are no stops in place. For first account, it cost me to get the money out WTF! Interactive brokers is a professional brokerage 100% better than RBC Direct investing. I wrote to the president of RBC and received no response. After a 10 year relationship I would have hoped for more. DO NOT WASTE YOUR TIME OR RISK YOUR MONEY WITH RBC Direct Investing. My family received two accounts managed by them when my father-in-law passed last summer. After banking with the Royal Bank of Canada for fifty years, I expected the same high quality of service I was used to when they introduced Direct Investing. Options I bought and sold months ago are still in my portfolio. Instead, they have a "procedure" to submit a report to their "Ombudsman". It has now been 10 months and they still don't have the accounts totally dispersed to the beneficiaries. The RBC upper management must be graduates of the "Suicide of the West" management school. The representative has not been truthful in all our dealing and has contradicted many things that he has told us. He was suppose to provide an investing plan but as of yet, we have not see it. I would assume that 6 months to get that work done would be enough but I guess these things take time. We will be removing all our money ASAP Last year was the worst year with RBC. Investments went from 4% 2 years ago to 2% last year. He said the news was wrong reporting how the markets were up but he said it wasn’t true. Mine told me I could go elsewhere if I wasn’t satisfied. Not only will I go elsewhere I will tell everyone I know how deceptive RBC is. Investments went from 4% 2 years ago to 2% last year. He said the news was wrong reporting how the markets were up but he said it wasn’t true. Mine told me I could go elsewhere if I wasn’t satisfied. Not only will I go elsewhere I will tell everyone I know how deceptive RBC is. when the system froze and after 30~40 min to reach a representative on the phone, lost over 10%... I had well over $5M with RBC and they put me in 200 securities and bonds and they brought and sold daily. Back in Feb, when volatility was high, was watching over my investment account, and while trading the whole system froze and wouldnt accept orders. Dont think they will compensate much, is thinking about pulling out all my rrsp, tfsa and dirct Investing with them. I wanted to sell a stock and happened to mention I was calling from Arizona. My 1099 was 200 pages and I lost $250k in one year. They make the money on commissions and loaded funds. I was notified the agent did not have a US licence and a person with a licence was needed. After that, a note was placed on my account and I'm required to notify RBC when I'm back in Canada. After that, restrictions have been placed on my account and I can no longer trade online. I have been attempting to contact a live person from your firm for close to 4 months. My accounts, RRIF and TFSA have disappeared, I emailed on 4 occaisions and never received a live response. Instead I was given a phone number, 1 8, I have called more than 10 times and have been put in line, disconnected and when I finally got a live person was told I would be given a number, wasn't, and was disconnected. ) is subject to a take-over and I would like to sell, Can't , no one to talk to. I am sure they have enough reenue to hire new staff. Today I called again and was told that the wait would be one hour!!! They really need to improve the telephone answering system. Unnaceptable if you ask me Don’t waste your time unless you are an experienced investor, trying to get anyone on the phone to help you is hopeless. They’re extremely understaffed and anyone that does talk to you is going to have less knowledge then you because you know how to use google. I’ve banked with RBC for years, (15 ) after two months of attempting to open investment accounts I have lost all confidence and will be switching my credit cards, mortgage, business & personal bank accounts else where. I try for a week to get a broker on the phone I waited for hours every day and only a answering machine was telling me that due to volume of work the waiting time was for 60 min. What kind of business are they running ( I really don’t have words to express my frustation. Our family trusted this investor because he managed my mom's accounts. If you do business with RBC you might as well send your money straight to Bernie Madoff or Gordon Gekko. RBC was fined by the SEC Securities and Exchange Commission 11-3-16 $975,000 for overstatements and inaccuracies. If I call with a question it becomes a selling opportunity for them and my questions remain unanswered. Most recently I was lied to at a meeting, they saying they needed info for regulatory and that the meeting was for cost basis -- neither of which were true. It now makes me angry to think how frugally she lived at his expense. They talked me out of buying apple at 10$ a share in the late 90s They talked me out of buying Netflix at $60 a share in 2010 or so before it went up like 500 percent. Another fine was 12-21-16 failure to retain records in WORM format. IMHO they string out purchases to make more fees without giving out advice. Churning seems to be a thing along with exorbitant fees. They want you to buy boring safe stocks with little upside basically , and a lot of downside. Also failure to implement an audit system of electronic storage media. I am currently looking for a place to move my accounts. How my money was invested was not discussed with me. In this last year I lost one third of what I invested in a matter of 6 months.while going through cancer. Sent out almost 5K from an IRA account to the State as unclaimed money, even though we spoke with them 8 months ago to update our details. I have had an account here for 5 years and closed it today. Costs have become reasonable since 2015 - $10 a trade instead of $30 (for stocks). Told us over the phone that it was an error on their side, but there was nothing they could/ would do. Overall, this investment account has made virtually no money when compared to my other investments accounts. "RBC Direct charges a commission of $28.95 (inclusive of all fees) on trades of up to 1000 shares for market and limit orders. I strongly recommend looking at other companies as most offer free investment help. Self-directed RRSPs are charged an annual administration fee of $75 if the value of the account is less than $25,000. I have been ambivalent about RBCDI since I started trading in it about 5 years ago. A quarterly fee of $15 is charged on investment accounts with a market value of less than $5,000... RBC Direct Investing How do I change the address on my RBC Direct Investing account? How do I transfer funds to/from my RBC Direct Investing account? How do I transfer cash or securities from another financial institution to RBC Direct Investing? How do I access my RBC Direct Investing account through Online Banking? Your address will be changed approximately 1 to 2 business days following receipt of the request by RBC Direct Investing. To change your address with RBC Royal Bank, you will need to submit a separate request. If you update your address through Online Banking the change will be reflected with RBC Royal Bank right away. Note: Although a post office box number may be provided for your mailing address, Canadian Securities Regulations require that you also provide us with a permanent street address for our records. How do I transfer funds to/from my RBC Direct Investing account? Funds transfers between your RBC Direct Investing account and your RBC Royal Bank account may be accomplished as follows: Through the online investing site : Funds transfer requests received weekdays prior to pm EST will generally be available in your account the next business day. Requests received after pm EST, or on weekends or holidays, or through the Online & Telephone Banking service, will generally be available on the second business day following the request. Over the Phone: Please note that transferred funds will not be available for same day settlement. For same day trades you may wish to settle from your "Bank Account on File" rather than completing a funds transfer. There are three simple ways to open an RBC Direct Investing account: By Phone - At your convenience, you may complete the application over the phone with a customer service representative at 1 800 769-2583. Your printed application will then be forwarded to you for you to sign and return with any other required documentation. By Internet - You may complete the online form through Online Banking and submit it to RBC Direct Investing for review. Your printed application will then be forwarded to you for you to sign and return with any other required documentation. Alternatively, you may download and print the application form for completion. To access the application through Online Banking, from your Account Balances page: Once you have completed the application, simply drop it off at any RBC Royal Bank branch or mail it to RBC Direct Investing at the address listed below. You will receive notification once your account has been opened. 260 East Beaver Creek Road, Suite 404 Richmond Hill ON L4B 3M3 If you are transferring assets from an existing investment or registered account, the required transfer forms are also available through the options listed above. Please be sure to include the completed transfer forms with your account application for ease of processing. As well, a recent statement from the delivering institution can assist with efficient processing of your transfer request. How do I transfer cash or securities from another financial institution to RBC Direct Investing? To transfer your account between institutions, please complete a Transfer Authorization form and submit it to the institution receiving the transfer. The receiving institution will review the documents for accuracy and coordinate the transfer with the delivering institution. You can download a transfer form for registered and non-registered accounts or pick one up at a local RBC Royal Bank branch. Download a Transfer Authorization form: Registered Accounts Investment Accounts RESP Accounts Accounts may be transferred in one of the following formats: How do I access my RBC Direct Investing account through Online Banking? From your Account Balances page, under "Investments", select one of your RBC Direct Investing accounts. You may also select the "Go to site" link beside each of your RBC Direct Investing accounts. If your RBC Direct Investing account is not currently listed on your Account Balances page, simply call 1 800 769-2560 and a Technical Support Representative will be pleased to help you. Royal direct investing rbc remise en argent RBC InvestEase Inc. provides online discretionary investment management services. Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc. including without limitation Royal Bank of Canada, RBC Direct Investing Inc. RBC Dominion Securities Inc. RBC Global Asset. Access your RBC Royal Bank and RBC Direct Investing accounts with a single sign-in and password. Simple Transfers. Transfer money between your RBC Royal Bank and RBC Direct Investing accounts. Consolidated View. Enjoy a consolidated view of your banking and investing account s through RBC Online Banking. Online Investing. With an Investment Rep. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus or Fund Facts before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Specific terms and conditions apply to membership in the RBC Direct Investing Community. For details please sign into the RBC Direct Investing online investing site, click the link to the Legal Terms of Use and read the RBC Direct Investing Community – Terms of Service.. You cannot earn RBC Rewards points through RBC Direct Investing (RBC DI). You may only use your points through RBC DI to: (1) pay for trade commissions on your eligible RBC DI accounts; or (2) transfer points to cash contributions to your eligible RBC DI accounts. It is your responsibility to make sure you have sufficient contribution room within your registered plan when transferring points to cash contributions to your registered accounts and/or when you use your RBC Rewards points to pay for trade commissions on aregistered account. The Canada Revenue Agency may apply tax penalties for over-contributions. RBC Direct Investing is not responsible for any such penalties. per equity trade when you trade 150 times or more per quarter. All RBC Direct Investing clients pay $9.95 flat CDN or U. per equity trade with no minimum account balance or trading activity required. This pricing only applies to trades placed through an available Automated Service (as such term is defined in RBC Direct Investing's Operation of Account Agreement), including the online investing site and mobile application. Visit Pricing or call There is no quarterly maintenance fee charged if your combined assets are $15,000 or more across all of your RBC Direct Investing accounts. If your combined assets are less than $15,000 across all of your RBC Direct Investing accounts, you will be charged one maintenance fee of $25 per quarter (split across all of your accounts). However, you have a number of additional ways to have this fee waived. For full details please refer to the complete Commissions and Fees Schedule Mutual Fund companies may assess additional fees – for example, deferred sales charges on back-end load funds, early redemption fees, setup fees and charges for insufficient funds on pre-authorized purchases. Management fees and operating expenses are paid by the mutual fund. There may be trailing commissions associated with these mutual fund investments. Real-time streaming quotes are available on stocks and ETFs for all clients. Real-time streaming quotes are also available on options and over-the-counter (OTC) securities for Royal Circle and Active Trader clients, upon accepting the terms and conditions of all exchange agreements on the RBC Direct Investing online site. View your account details and transaction history for the last seven years. You can also set up and receive RBC Alerts about your banking activity and available RBC Offers. It’s a breeze to move money to your savings account, pay down your credit card, loan or credit line, or make a payment on your mortgage Easily access your RBC Royal Bank credit cards and credit lines. View your balance and available credit, make payments, apply for a new credit line or request a limit increase. Stay on top of your mortgage and loan details including your outstanding balance, interest rate and payment details. You can also skip a payment or make a double-up or lump sum payments on your mortgage. Track your RBC Royal Bank investments, RBC Direct Investing and RBC Dominion Securities accounts in one convenient place. Plus, contribute to your RRSP, renew GICs, buy RBC Mutual Funds and get personalized investment advice with My Advisor. Purchase foreign cash 24/7 through RBC Online Banking and pick it up at any of the 1,200 RBC branches in Canada. Have a question about your accounts or a recent transaction? Send us a message through our Secure Message Centre and we’ll get back to you within 48 hours. It’s a secure and convenient way to reach a helpful RBC representative. Purchase insurance coverage for your RBC loans, mortgages or credit cards or get travel insurance coverage for your next trip. When you bank online - or even with your mobile phone - you can easily check your balances, view your transactions or statements, pay bills and transfer funds at any time – wherever and whenever it’s convenient for you. And when you use RBC Online Banking, you also have access to my Finance Tracker – an online money management tool that automatically categorizes your expenses, letting you track your spending, set savings targets and create a budget in minutes. Online Banking is also an extremely safe and secure way to bank, so you can be confident your money is protected at all times. As a personal banking client you'll need your RBC Royal Bank Client Card or credit card to enrol. If you are an automotive finance, mortgage, credit line, Homeline, loan or investment client, you’ll need your account number and transit number. If you’d like to enrol your business account for Online Banking, you’ll need your RBC Royal Bank Business Client Card. Before you can make bill payments in Online Banking, you'll need to set up a list of payees. Sign in to Online Banking and select the "Manage Payees" option from the Accounts Summary page. You can then choose “Add Payee” in the left side menu and follow the instructions. To make a payment online: Whether you're at home or away you can arrange to have payments and transfers made at a predetermined frequency or specified dates. Simply specify the amount and how often you want the transfers to occur (such as once a week, every 2 weeks or once a month). RBC Direct Investing Inc.*, RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc. For a definition of an unauthorized transaction and for full details regarding the protections and limitations of the RBC Digital Banking Security Guarantee, please see your Electronic Access Agreement for personal banking clients, and the Client Card Agreement and the Master Client Agreement for business clients. This guarantee is given by Royal Bank of Canada in connection with its Online and Mobile Banking services. Cardholders are not liable for losses resulting from circumstances beyond their control provided they have taken reasonable precautions to protect their Client Card and PIN (if applicable) as set out in the Client Card Agreement. Formerly known as the RBC Online Banking Security Guarantee. Please note that each payment to a third party from your RBC Royal Bank credit card account is treated as a cash advance (up to your available credit and daily limits) and is subject to the standard annual interest rate applicable to your credit card account, from the day the cash advance is posted until the balance is paid in full. A $3.50 cash advance fee/transaction applies and will be charged to your credit card account. Maximum transaction limits may apply and are subject to change. If paying from a Royal Credit Line regular interest charges apply. Availability of the money will depend on the time when it is sent from RBC Royal Bank or RBC Bank. S.) account transaction history until the following day but will reflect the date of transfer. The products, services and securities referred to on this web site are only available in Canada and other jurisdictions where they may be legally offered for sale. The information on this web site should not be construed as an offer by RBC Dominion Securities to sell specific securities in any jurisdiction outside of Canada. An excess debit transaction fee may also apply depending on the deposit account used for purchase. If you purchase foreign cash using your credit card the transaction is treated as a Cash Advance. This means that Cash Advance fees apply and interest is charged from the date of your foreign cash purchase. The foreign exchange rate is final at the time you make the purchase. Depending on the branch you have chosen for pick-up, you can expect it to take anywhere from 3-10 business days to arrive at the bank. In most cases you can expect the cash to arrive in 3 business days. Maximum transaction limits may apply and are subject to change. Availability of the money will depend on the time when it is sent from RBC Royal Bank or RBC Bank. S.) account transaction history until the following day but will reflect the date of transfer. The Credit View Dashboard information is provided by Trans Union for educational purposes and is not intended to provide you with financial advice. We do not review or use Credit View Dashboard information, and Credit View Dashboard information cannot be interpreted as credit approval. As such, Royal Bank of Canada is not liable for any decision you make based on Credit View Dashboard information. For help with your financial needs and financial advice, please talk to us. In order for you to access the Credit View Dashboard, we must share your name, address and date of birth with Trans Union each time you click on the "View Your Credit Score" link in Online Banking.


Real-time streaming quotes are available on stocks and ETFs for all clients. Real-time streaming quotes are also available on options and over-the-counter (OTC) securities for Royal Circle and Active Trader clients, upon accepting the terms and conditions of all exchange agreements on the RBC Direct Investing online site. All RBC Direct Investing clients pay $9.95 flat CDN or US per equity trade with no minimum account balance or trading activity required. $6.95 flat CDN or US per equity trade when you trade 150 times or more per quarter. This pricing only applies to trades placed through an available Automated Service, including the online investing site and mobile application. Visit or call 1-800-769-2560 RBC Direct Investing Inc. and Royal Bank of Canada are separate corporate entities which are affiliated. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc. Fee when you hold combined assets of $15,000 or more across your RBC Direct Investing accounts. And there are several other ways to lower your fees at RBC Direct Investing. For example, set up a Pre–Authorized Contribution Plan There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus or Fund Facts before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. The products, services and securities referred to on any RBC Direct Investing Automated Service (as such term is defined in RBC Direct Investing's Operation of Account Agreement) are only available in the jurisdictions where they may be legally offered for sale. The information provided on any RBC Direct Investing Automated Service should not be construed as an offer by RBC Direct Investing to sell specific securities in any jurisdiction, including the United States. If you are not currently a resident of Canada, you should not access the information available on any RBC Direct Investing Automated Service. Specific terms and conditions apply to membership in the RBC Direct Investing Community. For details please sign into the RBC Direct Investing online investing site, click the link to the Legal Terms of Use and read the RBC Direct Investing Community - Terms of Service. For a definition of an unauthorized transaction and full details regarding the protections and limitations of the Online Security Guarantees, please see your account and/or online agreements with the applicable entity. The guarantees are given by Royal Bank of Canada in connection with its online banking service and RBC Direct Investing Inc. There is no quarterly maintenance fee charged if your combined assets are $15,000 or more across all of your RBC Direct Investing accounts. If your combined assets are less than $15,000 across all of your RBC Direct Investing accounts, you will be charged one maintenance fee of $25 per quarter (split across all of your accounts).. For full details please refer to the complete Commissions and Fees Schedule at per equity trade when you trade 150 times or more per quarter. All RBC Direct Investing clients pay $9.95 flat CDN or U. per equity trade with no minimum account balance or trading activity required. This pricing only applies to trades placed through an available Automated Service (as such term is defined in RBC Direct Investing's Operation of Account Agreement), including the online investing site and mobile application. Royal direct investing rbc customer care RBC Direct Investing is a subsidiary of Royal Bank of Canada RBC, Canada’s largest bank and one of the largest banks in the world, based on market capitalization. The company is a leader in diversified financial services and has over 80,000 employees and more than 16 million clients in Canada, the U. S. and 37 other countries. The RBC Rewards program is offered by the Royal Bank of Canada. The use of RBC Rewards points is subject to the RBC Rewards Terms & Conditions opens link in a new window. You cannot earn RBC Rewards points through RBC Direct Investing RBC DI. RBC InvestEase Inc. provides online discretionary investment management services. Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc. including without limitation Royal Bank of Canada, RBC Direct Investing Inc. RBC Dominion Securities Inc. RBC Global Asset. Investors in Canada do not have the multitude of options available to them like traders in the United States. Most of the options they have are with the large Canadian banks like CIBC, TD Canada Trust, or Bank of Montreal. There have been a few that have made some traction, like Interactive Brokers and Questrade, however the banks still seem to dominate. One of the larger banks in Canada, RBC (Royal Bank of Canada), has an online discount brokerage called RBC Direct Investing. Investors interested in potentially opening up an account with RBC would be wise to read the following review to understand what it is they are getting in the online trading platform. Opening an account with RBC Direct Investing is easiest if potential customers are an existing banking client with the company. If they are already an RBC customer but not yet an RBC Direct Investing client, they can simply head to the home page and click on the Open an Account link and select the sign-up method for existing clients. This will be the quickest way to get access to the trading platform. If they are not clients yet, they can select the link within the Open an Account section stating they are not yet clients and then use the 24-hour application process. With this method, investors should be able to start trading within 24-hours of opening an account. In the author’s experience, accounts can be opened as quick as 24-hours which is great if you want to get started right away. Most account types can be opened using this method, including RRSP, RRIF, TFSA, or cash/margin accounts. RBC Direct Investing is not designed for very active traders or people looking for advanced trading platforms like Interactive Brokers or Questrade. Instead, it is geared towards the not-so-active investor who is looking to manage their investments themselves. Active traders would find the process to enter and manage trades too cumbersome. Efficiency is not RBC Direct Investing’s strong suit! However, the website does have all the typical web-based sections that most investors will need. It is broken down into four primary sections: My Portfolio, Place an Order, Research Centre, and Community. Let’s review the ‘Place an Order’ and ‘Research Centre’ sections. Traders are able to enter orders for a multitude of investment products, depending on their account type. For example, traders can buy and sell stocks, ETFs, mutual funds, and options. Option trading is entirely dependent on the type of account you open and risk tolerance. Entering a stock order is simple, and all the standard order types are available. Traders can enter market or limit orders, and apply stop prices to them. If investors wanted to do advanced order types like bracket orders, they are out of luck. Again, this brokerage firm is focused on the most basic of investor who is looking to buy and sell in as simple a way as possible. The attached screenshot of the order entry screen shows that the tool is laid out in a logical fashion, with users required to work their way down the screen entering the account they want to make the trade in, whether they are buying or selling, what stock symbol, how many shares, market or limit pricing and so on. Once an order is placed, order execution is relatively quick, depending on if the order is a market or limit order. Market orders get filled the quickest, but limit orders seem to have some lag. One issue with the order entry and execution process is that when an order is entered, the user needs to navigate manually to the “Check My Orders” screen to see if the order was filled and at what price. It would be more convenient if they were taken right to that screen after placing a trade. With the wealth of information about the markets and stock available to investors all over the web, there seems to be little value to RBC Direct Investing’s Research Centre. It seems to be geared to investors with little to no market knowledge or understanding of the markets. There is more of a focus on explaining what an ETF is versus trying to identify which ETF has the best performance. There is a stock, mutual fund and ETF screener that can help with some analysis, however it will not be very useful for anyone other than the most basic investor. The only real upside to the Research Centre is it provides some information to Morningstar based research which can be helpful when researching mutual funds. In a smartphone dominated environment, it would be negligent not to cover the mobile trading environment available to RBC Direct Investing clients. The screenshot of the Direct Investing app shows that users have access to all the same tools available on the web platform. However, like the website, it is geared to investors looking for basic investing tools. If clients make more than 150 trades per quarter, then commissions drop to $6.95 flat per transaction. RBC Direct Investing is not the cheapest brokerage available to Canadian investors. However, if traders are doing more than 150 trades per quarter with RBC Direct Investing they will be paying way too much. There are no fees to buy, sell, or switch mutual funds using the online site. It would be great to see RBC offer free trades for ETFs like Questrade. There are no account maintenance fees with RBC Direct Investing, as long as clients have over $15,000 in their account. If they don’t then there is a fee of $25 per quarter. Right now RBC Direct Investing does not provide robo-investing service similar to one offered by Wealth Simple. Like all online brokerage accounts, there are a number of pluses and minuses for clients of RBC Direct Investing. Potential clients should determine what is most important to them and consider these pros and cons when making a final decision. Questrade vs RBC Direct Investing Morgan Stanley closing fee Is RBC Direct Investing a good broker? That depends entirely on how sophisticated the investor needs their broker to be. If all they are doing is making the odd stock, mutual fund, or ETF purchase every once in awhile, then RBC Direct Investing will meet their needs. However, if there are more advanced needs beyond that then it would be advisable to people to look elsewhere. The clunky interface and multiple clicks required to complete the most basic tasks will be frustrating for active traders and investors. RBC Direct Investing does what it is supposed to do; buy and sell stocks, mutual funds, ETFs, GICs, and monitor a portfolio. However, for such a large bank, the trading platform should focus on becoming more efficient and easy to navigate. For investors looking for a bargain pricing or to trade actively, Questrade is a much better broker. RBC Direct Investing is a subsidiary of Royal Bank of Canada (RBC), Canada’s largest bank and one of the largest banks in the world, based on market capitalization. The company is a leader in diversified financial services and has over 80,000 employees and more than 16 million clients in Canada, the U. Founded in 1864, RBC has grown to become one of the 100 largest companies in the world as measured by revenue and market capitalization according to the Forbes Global 2000 listing. RBC Direct Investing (RBCDI) is RBC’s online discount brokerage and offers individuals the ability to trade stocks, ETFs, mutual funds, options, and fixed income securities in both taxable and tax-sheltered retirement accounts. In addition, RBCDI offers services such as mobile trading, free educational seminars, research and planning tools, practice trading accounts, and the convenience of linking investing accounts with RBC banking accounts. As a subsidiary of one of the largest banks in the world, RBCDI is most definitely legitimate. The parent company, RBC, lists total assets of more than C$1 trillion and had revenues in 2015 of more than C$35 billion. RBC has more than US$673 billion of Assets Under Management (AUM). RBC has won numerous national awards including One of Canada’s “Best 50 Corporate Citizens,” one of Canada’s “50 Most Socially Responsible Corporations,” one of the “Best Workplaces in Canada,” and one of “Canada’s 10 Most Admired Corporate Cultures.” Regarding safety, the company offers a 100% online security guarantee for any direct losses from unauthorized transactions through either online investing or the RBC Mobile app. They also use multiple security features and technology to keep personal information safe and secure. Privacy is also a high priority along with tips on the website about preventing identity theft or investment or website fraud. RBCDI is insured through the Canadian Investor Protection Fund (CIPF). Since banking and investing accounts may be linked through RBC, many savings accounts and time deposits within the RBC bank are insured by the Canada Deposit Insurance Corporation (CDIC) against insolvency up to $100,000 per account. The company offers legitimate, honest online investment brokerage services to individuals in Canada and around the world. Certain exceptions may apply, so investors should take care to learn which accounts are covered and which are not covered by insurance. Chase vs Wellstrade Ninja Trader brokerage review Northwestern Mutual IRA review Data for RBCDI was not available at the BBB Website, so data is shown for the RBC headquarters located in Toronto. RBC’s standing with the BBB is average, with a rating of C-. The company has not sought accreditation from the BBB. In the past three years, 51 complaints against RBC have been closed. Twenty-two of those complaints were closed in the last 12 months. Advertising/Sales Issues-4 Billing/Collection Issues-17 Delivery Issues-0 Problems with Product/Service-30 Guarantee/Warranty issues-0 Five customer reviews have been submitted in the past three years. Issues were mainly about poor customer service as well as high or raised fees and failure to deliver promised gifts for opening an account. While 51 complaints seem high, but when compared to RBC’s enormous size and customer base, 11 were resolved satisfactorily and 29 were answered but the consumer did not accept the response, or BBB has not heard back from the consumer as to their satisfaction. Only 11 complaints were either ignored or RBC did not make a good faith effort to resolve it. These complaints are cause for some concern and caution but not a major factor in assessing RBCDI since no specific complaints against the investment brokerage subsidiary could be found at the BBB website. Edward Jones closing fee RDC Direct Investing is a safe, legitimate online investment brokerage that offers competitive discount brokerage services to millions of customers. They are insured and regulated by the appropriate government agencies and enjoy a solid reputation both in Canada and the other countries in which they conduct business.